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Cyber Liability and Data Breach Coverage



In the world today cyber-attacks are becoming more and more prevalent. If you watch the news you will see the large Fortune 500 companies affected by cyber-attacks but they also go after small businesses as well. How does a small business protect itself from cyber-crime? The answer is Cyber Liability and Data Breach coverage.

Cyber Liability and Data Breach coverage will help protect customers and employees information such as social security numbers, driver’s license numbers, health records, etc. It will also help your business with any legal fees and expenses incurred from having a cyber-attack.

The question most often asked about cyber liability is am I currently covered with my current policy? Unless you see Cyber Liability and Data Breach coverage specifically listed on your policies more than likely you do not have coverage. Cyber Liability must be added specifically onto a policy. You can get coverages in multiple amounts anywhere from $100,000 to a $1,000,000 in coverage depending on your needs.

Cyber-attacks are an ever growing concern in the 21st century for both the business and insurance industries. Now is the time to make sure you are covered before a situation arises. If you are a small business owner and currently do not have cyber liability coverage or maybe not enough coverage it might be time to call one of our agents and discuss your needs.


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